For those without money, which from any reasonable definition of having financial resources is a huge portion of the populace, housing is a big issue. There was a time when standard advice was not to spend more than 25% of your take-home pay for shelter. It’s grown over the years to 30%.

Affording a roof over one’s head costs significant money, whether as part of a family, on your own, or with roommates. (Opt to stay with your parents and the price is likely more psychic than monetary.)

Read more